Generic drugs cost far less than brand-name versions, but out-of-pocket costs can be misleading - especially with Medicare Part D. Learn why sometimes generics cost more, how insurance design affects your bill, and how to save by paying cash.
NTI drugs like levothyroxine and phenytoin require strict consistency to avoid life-threatening side effects. Yet many insurers still force patients through prior authorization to get the brand-name version they need - even when generics aren't safe substitutes.
Clinical outcomes data shows generic drugs are just as effective as brand-name medications for nearly all conditions. Providers should rely on evidence, not perception, when prescribing generics.